Regions Bank Best Bank Rates

We’re continuing our look at the best rates at individual banks here at Online Banks Blog. Today, we are looking at Regions Bank, which we reported earlier as one of the best online saving bank options in the country.

We’ll look at certificates of deposit and money market accounts to find the best bank rates at Regions. Then we will consider mortgage and auto loans to find Regions Bank best bank rates. If you’re a current regions customer, this will help you decide which accounts might be best for you.

For certificates of deposit (CD) accounts, Regions Bank rates are about par with the national average. Some special Regions Bank rates on three terms are worth considering, however. For a one year (12 month) term, a rate of 1.70% annual percentage yield (APY) is available. For a 23 month term, best bank rates at Regions for this CD is 2.40% APY while 42 month yields 3.25% APY. These all require a $10,000 minimum deposit to open.

Money market accounts have some of Regions Bank best bank rates available right now. The annual percentage yield (APY) ranges from 0.25% to 1.25% depending on deposit amount. Rates are tiered by deposit, so up to $4,999 pays 0.25% APY and up to $19,999 pays 0.75% while over $20,000 pays 1.25%.

Now looking at loan rates, there are some good Regions Bank rates for home mortgages. Right now, rates as low as 4.680% annual percentage rates (APR) on a 30-year fixed can be had under optimal conditions. The rate drops to 4.562% APR for 15-year fixed loans. Your situation will determining the Regions Bank best bank rates for you, of course.

Finally, for auto loans, best bank rates at Regions are as low as 4.99% APR right now with loans up to 110% of auto value.

Rates change regularly, of course, but the best bank rates at Regions might be right for you.